financial independence

on starting a blog

So, here we are. The very first post. And I thought I had better make the subject matter financial independence as that’s the reason this blog really came into being.

Financial independence I hear you say. What’s that? In a nutshell, it’s having enough assets that you can create a passive income stream which allows you to live without needing a 9-5. You can achieve it in a variety of ways, the most common I see seems to be investing in stocks and shares and drawing down up to 4% of your portfolio a year or owning enough real estate that you create a healthy passive income from your portfolio. There are a myriad of other ways people hustle their way to the life they want to lead which I’ll explore in later posts.

We (as in me and my better half – let’s call him Mr. NC) want to live the life we want not the life we have to and that life we’re striving towards largely involves living in the countryside and having the freedom to travel.

That’s our dream – that we’re working on becoming our reality.

We’ll do it with one very simple approach: live well below our means, invest the surplus and wait. Patiently. This isn’t a sprint, it is most definitely a marathon. And when we’ve crossed that finish line, we’ll be able to start our new normal life in the countryside with me wildly proclaiming that I’ve actually completed a marathon – since there’s about 0.01% of me actually completing an actual running marathon (Mr. NC is on 5 completed and counting).

I want to use this blog not only as a personal space for me to record our journey but also to share what we’re learning along the way; as well as talking about other things that are near and dear to my heart and shape the person I am. For instance, I live with a chronic digestive condition that impacts my every waking day and whilst I’m trying to function with crippling digestive pain, I’m also a minimalist at heart, which seems to be going hand in hand with me trying live a more ethical and sustainable lifestyle as I get older.

So, that’s me and that’s what I’m about – let’s see where this takes us!

–NC

 

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