money

on a tale of two millennial couples

In romantic relationships, they say opposites attract. But I’d wager to suggest you can apply that to friendships too. Certainly in our experience, we have very close friends (let’s call them John & Jane) who are very different to us when it comes to money. In many ways we are so similar which makes this such an interesting case study.   different approaches Based on our time living in the same city as John &…

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money

on emergency funds

Better to be direct than to beat around the bush – you need an emergency fund. For real. Not just in the hypothetical sense of “oh, it really would be prudent of me/us to have some money put aside just in case something were to go wrong”. In the actual “we need to take control of our finances our ensure we have enough money to live on should a mini disaster hit our lives”. This…

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money

on budgeting

Financial independence is a pretty ambitious life goal. Particularly when, like us, you started from a base line of zero wealth or assets with no family money to trickle your way. Budgeting money, therefore, becomes pretty high on the agenda as a way to track your progress and keep you on the straight and narrow. That said, everyone should take budgeting seriously but just like lives differently, everyone budgets differently. So, how do we budget? recording…

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