life

on shared ownership

Shared ownership is a way to get on the housing ladder if you’re a first time buyer and can’t afford to purchase a flat/house outright. You buy a share of a property with, typically, a housing association (HA) owning the rest. You pay a mortgage on the part you own and rent on what you don’t. It can seem a tangible, achievable way to get your foot on that first rung of the property ladder.…

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life

on love

I feel as though no sooner than the tinsel and baubles are taken down, the hearts and heart-shaped bunting is being put in its place in preparation for the oh-so consumerist event that is St. Valentine’s Day. Actually, I can attest to seeing an employee in Clinton Cards stocking valentine’s gifts in the week leading up to Christmas. These days, we aren’t even left to enjoy one event before another is being shoved down our…

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