monthly spending report

spending report – august 2019

August – over and out! We were back in the groove of work after our holiday in July and had a quiet month seeing friends and beginning to get a bit more serious about the house hunt! We actually hit a huge milestone this month – hitting £100,000 in cash savings for our house! We got there a month earlier than planned as I got a bonus from work at the end of July which tipped…

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monthly spending report

spending report – july 2019

July was a highlight month for us as we went away on a much needed relaxing holiday. I feel lots better after downing tools for a week, which I’m glad about because all of my tiredness/exhaustion is just down to work and not something health related. Depressing but also a motivator to keep on saving towards financial independence. Other highlights in july were enjoying the lovely summer weather with dinner al fresco in the park,…

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monthly spending report

spending report – june 2019

Here’s June’s spending report. A busy month all told, with some travel for work and some busy weekends; I went to Wembley to see the Spice Girls with my best friends, we went on a day trip to Longleat and we also went away for the weekend with friends. We kept costs down where we could, so we didn’t feel the purse strings slip too wildly out of control!! I’m trying my best to be…

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monthly spending report

spending report – may 2019

Well, May came and went! It was a good month for short work weeks – bank holidays and some annual leave were very much welcomed. I started the month doing some paid overtime with work, which is something that I never get the opportunity to do as we have flexi time instead of paid overtime but there was a special project that paid £140 flat rate for 5 hours so obviously I jumped at the chance…

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travel

on ways we keep travel easy and cheap

There’s no doubt about it; travel is exciting and a break from the ordinary. It’s a chance to kick back, take a well-earned break from ordinary day to day life and just chill. It’s a chance to take a break from the humdrum of chores, of cooking and of generally just having to adult your way through the week. I always get so excited when we’ve got a trip planned. My head fills with all…

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monthly spending report

spending report – april 2019

It felt like Easter took forever to get here this year and so I was very happy when April rolled around. We had a lovely Easter weekend away and I had another week off work which was nice to just chill at home. Overall on the spending front, we went around £200 over our ‘guideline budget’ but I did get myself a tattoo(!) and we hadn’t actually budgeted any money for our Easter weekend away,…

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travel

on staying organised when travelling

Everyone has their own way of organising and managing things and everyone definitely has their own way of planning and enjoying travel; even down to the type of trips people prefer to take. Some enjoy cruises, some enjoy backpacking – others enjoy resorts and some are really into all inclusive deals. What all of these trips and travel have in common though, is they need to be planned, booked and organised. our travel type I…

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monthly spending report

spending report – march 2019

March ended up being a bit spendy and feeling quite long. Talking to friends, it wasn’t just me feeling like that either. Overall, we had a lovely month, seeing friends and family and going out for some lovely meals. We also went to our local theatre to see a play which was delightful and we managed to catch up with a friend who moved to the other side of the country a couple of years…

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life

on shared ownership

Shared ownership is a way to get on the housing ladder if you’re a first time buyer and can’t afford to purchase a flat/house outright. You buy a share of a property with, typically, a housing association (HA) owning the rest. You pay a mortgage on the part you own and rent on what you don’t. It can seem a tangible, achievable way to get your foot on that first rung of the property ladder.…

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monthly spending report

spending report – february 2019

February was short and sweet. We started off the month with a lovely, snowy break in the Cotswolds. We stayed at a luxury spa hotel with money made through matched betting, which was amazing as it was incredibly indulgent and lovely made even sweeter by the fact we were using our side hustle money to pay for it. We also had a couple of gigs with friends in February and had some lovely days out…

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