monthly spending report

spending report – november 2018

November flew by starting with a bang with a wonderful fireworks display. We then had a glorious 10 days away from home with a little staycation in the UK. Initially, it was meant to be a long weekend but we felt like we needed a bit more of a time out and so we extended it to 10 days. Yes, we went over our initial budget for the long weekend but all told, it didn’t…

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money

on matched betting

As I alluded to in an earlier post on side hustles, we began matched betting in June at the beginning of the World Cup as a way to boost our savings. A (lucrative) time suck The headline takeaway is that it’s been lucrative – we’re up to about £2,500 in earnings (from middle of June to middle of October) but that it’s also a massive time suck & I actually don’t think many people who…

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monthly spending report

spending report – october 2018

October is done with more money in the savings account – the forward march of savings progress is always a happy event! I finally got my pay rise at work, which was dismal but it was backdated to April so a welcome little extra in this month’s payslip. We did OK in October – spent more than we’d like to in some categories but less in others which equals itself out with no overall budget…

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financial independence travel

on what we packed to go travelling

Last year, we took some time out from saving and went travelling for around 5 months. It was a wonderful experience – too wonderful to put into words sometimes. It definitely had an impact on us in more ways than one and it’s something we hope to repeat again – before we reach financial independence. We could wait and travel all we like when we no longer need conventional jobs, however, life is for living…

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lifestyle

on that lifestyle inflation trap

We hustled hard to pay for our wedding and honeymoon ourselves, with nothing borrowed from banks or family members. All in our 20’s to boot (go us!). After the big day and our glorious honeymoon, we landed back down to earth with a happy bump. Time to celebrate – we could spend money again! We did actually incur £1,000 of unexpected overspend after our wedding and honeymoon, of which £800 was because our car broke…

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monthly spending report

spending report – september 2018

Another month complete, another spending report up on the blog. September was glorious and work flew by – mostly because we were on holiday for 2 weeks and had just 2 weeks at work. I like how fast payday seemed to roll around as I wasn’t counting down 4 working weeks this month! All quiet once we got back from holiday, we had a weekend away at the end of the month too, which was…

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health

on SIBO: pitfalls and progress….?

In my post about the cost of having a digestive disorder, I shared that I had finally got an answer to what was causing me problems – SIBO (small intestinal bacterial overgrowth). That was in November 2017 and I’ve spent the whole of 2018 thus far, trying to get on an even kilter and improve things for my little gut bugs. I’d say overall, it’s not been smooth sailing but I definitely have made progress…

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money

on side hustles

A long standing debate amongst the financial independence community seems to centre on the topic of whether it takes high income or frugality to get you to FI quicker. Having been immersed in the pursuit of financial freedom for over 2 years now, I’ve come to the conclusion that frugality definitely helps the process but a high income will inevitably make the dream more of a reality – for us at least. hustle your way…

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money travel

on avoiding card fees on holiday

The flights are booked, the hotel room reserved and the case is packed – it’s holiday time! And in this wonderfully modern age we live in, gone are the days where you need to travel with travellers’ cheques or a whole stash of foreign currency. plastic fantastic Today, you can get away by jetting off with just some plastic in your purse. However, these aren’t your ordinary bank cards – 9 times out of 10…

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